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SIP Calculator

Estimate the future value of regular monthly SIP investments.

YOUR RESULTEnter your values and calculate.

How to use

Enter monthly investment, expected annual return and investment period.

Example

A ₹5,000 monthly SIP at an assumed 12% annual return for 10 years illustrates estimated growth.

How SIP duration affects your corpus (₹10,000 monthly at 12% expected annual return)

DurationTotal InvestedEstimated Corpus
10 years₹12,00,000₹23,23,391
15 years₹18,00,000₹50,45,760
20 years₹24,00,000₹99,91,479

Frequently asked questions

What is a SIP?

A Systematic Investment Plan (SIP) is a method of investing a fixed amount into a mutual fund at regular intervals, usually monthly, rather than investing a lump sum at once.

How does SIP compounding work?

Each installment earns returns from the day it is invested, and those returns are reinvested along with future installments, so growth accelerates over the investment period.

Does a longer SIP duration make a big difference?

Yes. Because of compounding, staying invested for a longer period usually has a larger impact on the final corpus than increasing the monthly amount alone.

This calculator provides estimates only and does not constitute financial advice. Actual figures from your lender or institution may vary. Consult a qualified financial advisor before making financial decisions.

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